Four decades strong. And more alive than ever.

Since 1973, our family-owned financial services firm has been helping clients – individuals, companies and non-profits organizations – develop the resources they need to live healthier, happier, more fulfilling lives. And it’s been a privilege since day one.

Our founder, Barnett Chepenik, launched this company with the intention of delivering health and life insurance in a whole new way. He suspected that people would prefer to work with a company that did more than just write policies. He imagined that what clients really wanted were creative strategies and customized services. And he was right.

Barney’s service-centered approach inspired trust and confidence among clients, who quickly began seeking financial guidance, retirement planning advice, and investment services from the man they knew they could count on. In 1999, Barney’s son Jason, an established financial planner and securities trader, joined the team, and the company was soon providing new services to their decades-old clients and attracting new clients from across the country.

As the needs of Chepenik’s clients continued to grow and evolve, so did the firm, expanding to include specialists in key areas such as financial planning and investments, health insurance, life insurance, and health and welfare planning.

Today, Chepenik Financial is a provider of corporate retirement, corporate health care, and individual investment planning services. By working closely and ethically with our clients every day, our team remains true to Barney’s original vision – to go beyond just writing policies, and to establish true client partnerships based on mutual trust.

We go beyond.

With more than forty years of business under our belts, it makes us proud to say that many of our clients have been with us since the beginning. There’s only one way to maintain relationships like that: by understanding that what you do isn’t nearly as important as how you do it.


We go beyond finding the best providers and products available. Our team provides strategic investment advice and develops truly customized solutions to fit your needs. And when it comes to negotiations, we excel at achieving the optimum value for our clients.


We go beyond traditional thinking to help clients overcome their most critical challenges. From inspiring more employees to enroll in the 401(k) plan to reducing plan costs without compromising plan offerings, we love developing new and novel ways to meet client needs.


We go beyond processing paperwork and administering basic plan needs. Our team truly cares about our clients, and it shows in the amount of personal attention we deliver. We understand that you’ve put your most precious assets in our hands, and we take that responsibility seriously.

Team Bios

Because of our commitment to going beyond, Chepenik Financial clients have greater confidence, knowing that we are always here to assist with their needs, big or small.

Barney Chepenik

Managing Partner

Jason Chepenik

Managing Partner

Pamela Cote

Chief of Staff

Jennifer Kruger

Director of Private Client Services

Jorge I. Pereira

Director of Client Education

Christian Campen

Senior Consultant

What does retirement look like to you?